I. INCOME | | | | | |
Interest Earned | 1092313.38 | 863745.45 | 791182.71 | 747983.17 | 634011.93 |
Interest / Discount on advances / Bills | 839429.66 | 638335.58 | 572888.12 | 575511.13 | 479426.24 |
Interest on balances with RBI and other Inter-bank funds | 18505.13 | 15608.31 | 16319.05 | 6821.50 | 7360.86 |
Income on investments | 208884.57 | 164092.69 | 165397.82 | 146732.07 | 127968.77 |
Others | 25494.03 | 45708.88 | 36577.72 | 18918.47 | 19256.05 |
Other Income | 198314.48 | 185175.30 | 189685.27 | 164486.22 | 145121.64 |
Commission,exchange and brokerage | 147765.85 | 126396.70 | 104867.54 | 116450.75 | 102318.77 |
Profit / (loss)on sale of investments(net) | 1737.27 | 7043.25 | 53302.50 | 19010.90 | 13006.60 |
Profit on sale of Fixed Assets | 534.91 | 40.40 | -27.97 | 14.22 | 1.92 |
Foreign Exchange Gains | 30278.52 | 29634.22 | 19170.98 | 18065.64 | 17711.18 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 17997.93 | 22060.74 | 12372.23 | 10944.72 | 12083.16 |
Total Income | 1290627.86 | 1048920.75 | 980867.98 | 912469.39 | 779133.56 |
II. EXPENDITURE | | | | | |
Interest Expended | 471027.36 | 389084.51 | 401288.37 | 415312.52 | 363863.95 |
Intereston Deposits | 389680.67 | 333001.55 | 332563.14 | 326877.71 | 265246.80 |
Interest on RBI / inter-bank borrowings | 9335.42 | 909.33 | 6762.17 | 10809.22 | 15907.99 |
Other Interest | 72011.27 | 55173.63 | 61963.07 | 77625.59 | 82709.16 |
Operating Expenses | 328732.39 | 267333.16 | 215608.34 | 216144.11 | 180890.62 |
Payments to and provisions for employees | 120599.32 | 96727.47 | 80917.79 | 82712.41 | 68082.38 |
Rent,Taxes and lighting | 13789.91 | 12410.54 | 11598.36 | 12714.28 | 11988.71 |
Depreciation on Banks property | 13048.35 | 11523.10 | 10584.04 | 9471.16 | 7769.09 |
Depreciation on leased assets | 199.54 | 187.91 | 133.88 | 14.24 | 0.01 |
Auditor's fees and expenses | 60.20 | 52.96 | 94.20 | 87.88 | 89.68 |
Law charges | 1277.54 | 1150.52 | 974.63 | 1103.91 | 1077.09 |
Communication Expenses | 5896.24 | 5725.18 | 4253.64 | 4229.72 | 4068.14 |
Repairs and Maintenance | 31251.04 | 24649.28 | 19507.37 | 17682.69 | 15384.87 |
Insurance | 14789.24 | 12944.78 | 11030.82 | 7823.30 | 6504.33 |
Other expenses | 127821.01 | 101961.42 | 76513.61 | 80304.54 | 65926.32 |
Provisions and Contingencies | 66655.85 | 86414.18 | 162144.03 | 140532.34 | 196611.38 |
Provision for investments | 12995.40 | 3771.10 | -1578.20 | 13114.70 | 3562.20 |
Provision for advances | -6222.90 | 61640.40 | 107991.30 | 88144.10 | 168112.00 |
Others Provisions | 59883.35 | 21002.68 | 55730.93 | 39273.54 | 24937.18 |
Profit Before Tax | 424212.26 | 306088.91 | 201827.24 | 140480.42 | 37767.62 |
Taxes | 105247.30 | 72694.00 | 39900.40 | 61172.30 | 4134.60 |
Current Income Tax | 102544.80 | 62976.80 | 46656.60 | 37460.30 | 33606.00 |
Deferred Tax | 2702.50 | 9717.20 | -6756.20 | 23712.00 | -29471.40 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 318964.96 | 233394.91 | 161926.84 | 79308.12 | 33633.02 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 318964.96 | 233394.91 | 161926.84 | 79308.12 | 33633.02 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 755678.36 | 543485.56 | 375201.52 | 258103.83 | 218585.57 |
Transfer to Statutory Reserve | 79742.00 | 58349.00 | 40482.00 | 19828.00 | 8409.00 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | 50000.00 | | 15000.00 | | |
Appropriation to Other Reserves | | | -77.64 | 3.67 | 7.57 |
Equity Dividend | | | | | |
Corporate dividend tax | | | | | |
Other appropriations | 625936.36 | 485136.56 | 319797.16 | 238272.16 | 210169.00 |
Equity Dividend % | 400.00 | 250.00 | 100.00 | | 50.00 |
Earnings Per Share | 46.00 | 34.00 | 23.00 | 12.00 | 5.00 |
Adjusted EPS | 46.00 | 34.00 | 23.00 | 12.00 | 5.00 |