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RBL Bank Ltd.
 
BSE Code 540065
ISIN Demat INE976G01028
Book Value (Rs) 237.07
NSE Code RBLBANK
Dividend Yield % 0.57
Market Cap (Rs) 158869.86
TTM PE(x) 14.62
TTM EPS(Rs) 17.94
Face Value(Rs.) 10  
(Rs in Million)
Particulars Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
I. INCOME          
Interest Earned91298.46  81757.88  83290.17  85143.77  63007.09  
     Interest / Discount on advances / Bills71316.39  63168.77  65236.98  69067.98  50498.27  
     Interest on balances with RBI and other Inter-bank funds2651.61  3621.08  2919.29  1914.24  1112.39  
     Income on investments16256.47  13475.64  13631.80  13726.89  10934.45  
     Others1073.98  1492.40  1502.10  434.66  461.99  
Other Income24894.35  23405.32  18840.43  19102.50  14423.66  
     Commission,exchange and brokerage20871.83  18772.67  14358.77  15231.33  11656.05  
     Profit / (loss)on sale of investments(net)1222.03  2435.66  2872.69  1595.30  783.55  
     Profit on sale of Fixed Assets-2.71  -0.11  -17.59  0.40  -0.03  
     Foreign Exchange Gains2692.50  2098.95  1624.29  1612.31  1634.52  
     Income earned from subsidiaries/joint venture          
     Rent / Lease Income          
     Provisions Written Back          
     Miscellaneous income110.71  98.15  2.27  663.16  349.58  
Total Income116192.81  105163.20  102130.60  104246.27  77430.76  
II. EXPENDITURE          
Interest Expended46783.89  41490.50  45414.54  48847.38  37612.28  
     Intereston Deposits40064.40  35386.47  36317.12  40082.51  32440.69  
     Interest on RBI / inter-bank borrowings762.59  292.72  1139.24  1804.48  1811.62  
     Other Interest5956.90  5811.32  7958.18  6960.40  3359.96  
Operating Expenses47384.43  36219.57  27545.86  28255.62  20420.16  
     Payments to and provisions for employees13403.43  10015.40  8453.51  7684.35  6361.78  
     Rent,Taxes and lighting2426.22  2157.90  1952.61  1739.21  1437.25  
     Depreciation on Banks property1964.07  1639.92  1582.79  1383.01  1219.06  
     Depreciation on leased assets          
     Auditor's fees and expenses18.32  24.61  16.80  21.60  14.30  
     Law charges194.11  150.86  130.77  127.16  99.37  
     Communication Expenses433.51  368.15  276.56  303.75  249.48  
     Repairs and Maintenance2279.93  2152.21  1650.42  357.25  369.90  
     Insurance1195.57  1146.02  901.02  758.32  625.65  
     Other expenses25469.29  18564.51  12581.38  15880.98  10043.39  
Provisions and Contingencies10219.50  28603.98  22279.37  19615.43  6406.81  
     Provision for investments675.00  484.50  19.70  -136.20  532.00  
     Provision for advances9000.80  28037.60  22246.00  19652.00  5233.80  
     Others Provisions543.70  81.88  13.67  99.63  641.01  
Profit Before Tax11804.99  -1150.85  6890.84  7527.84  12991.51  
Taxes2977.75  -403.50  1813.00  2471.10  4322.00  
     Current Income Tax2686.50  1513.10  3081.80  3207.20  5006.00  
     Deferred Tax291.25  -1916.60  -1268.80  -736.10  -684.00  
     Other taxes0.00  0.00  0.00  0.00  0.00  
Profit After Tax8827.23  -747.35  5077.84  5056.74  8669.51  
Extra items0.00  0.00  0.00  0.00  0.00  
Minority Interest          
Share of Associate          
Other Consolidated Items          
Consolidated Net Profit8827.23  -747.35  5077.84  5056.74  8669.51  
Adjustments to PAT          
IV. APPROPRIATIONS8473.06  -284.18  5623.18  6762.44  9819.29  
     Transfer to Statutory Reserve2210.00    1270.00  1270.00  2170.00  
     Appropriation to General Reserve          
     Appropriation to Revenue Reserve2000.00    3000.00  1750.00  4000.00  
     Appropriation to Other Reserves          
     Equity Dividend        887.55  
     Corporate dividend tax      394.22  182.44  
     Other appropriations4263.06  -284.18  1353.18  3348.21  2579.30  
Equity Dividend %15.00      15.00  27.00  
Earnings Per Share15.00  -1.00  8.00  10.00  20.00  
Adjusted EPS15.00  -1.00  8.00  10.00  20.00  
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