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Bank Of India
 
BSE Code 532149
ISIN Demat INE084A01016
Book Value (Rs) 142.75
NSE Code BANKINDIA
Dividend Yield % 2.72
Market Cap (Rs) 468697.16
TTM PE(x) 6.35
TTM EPS(Rs) 16.22
Face Value(Rs.) 10  
(Rs in Million)
Particulars Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
I. INCOME          
Interest Earned607094.90  476477.22  380758.26  405994.39  423532.67  
     Interest / Discount on advances / Bills428810.10  333676.07  258415.09  274067.42  288047.40  
     Interest on balances with RBI and other Inter-bank funds28908.92  16663.85  6233.92  11420.91  24315.34  
     Income on investments141226.80  119431.95  111162.59  115477.83  107041.49  
     Others8149.08  6705.36  4946.66  5028.23  4128.44  
Other Income60948.54  70998.90  78787.32  68418.66  67130.74  
     Commission,exchange and brokerage17496.08  13681.97  11975.49  11064.27  13560.97  
     Profit / (loss)on sale of investments(net)7131.54  2613.53  14071.83  19474.96  5849.19  
     Profit on sale of Fixed Assets284.57  1340.51  2773.12  600.49  466.67  
     Foreign Exchange Gains5125.64  10037.60  25604.26  18864.41  15033.01  
     Income earned from subsidiaries/joint venture154.28  212.46  184.46  252.04  227.33  
     Rent / Lease Income          
     Provisions Written Back          
     Miscellaneous income30756.44  43112.83  24178.15  18162.48  31993.57  
Total Income668043.44  547476.13  459545.58  474413.04  490663.41  
II. EXPENDITURE          
Interest Expended376565.75  273728.20  240137.29  263296.03  270962.88  
     Intereston Deposits312419.92  236270.32  226294.93  244822.89  236366.87  
     Interest on RBI / inter-bank borrowings56250.43  30166.92  6224.87  11558.91  25825.95  
     Other Interest7895.40  7290.96  7617.49  6914.23  8770.06  
Operating Expenses150791.63  139821.72  119523.74  108391.06  104514.01  
     Payments to and provisions for employees91884.72  83918.35  70555.29  64729.90  61414.52  
     Rent,Taxes and lighting9242.57  8535.77  7868.85  7518.23  7211.41  
     Depreciation on Banks property4985.91  4209.16  3635.11  3722.04  3847.78  
     Depreciation on leased assets          
     Auditor's fees and expenses993.94  1195.01  932.80  802.92  787.98  
     Law charges426.55  381.41  435.10  274.65  493.62  
     Communication Expenses2864.08  2817.70  1607.58  1776.22  1657.43  
     Repairs and Maintenance916.03  782.40  675.53  600.36  725.42  
     Insurance8305.29  7938.26  7490.35  6994.17  5059.42  
     Other expenses31172.56  30043.67  26323.14  21972.59  23316.44  
Provisions and Contingencies39695.40  71633.11  44217.09  70358.86  161213.78  
     Provision for investments721.30  12077.60  3973.60  8686.50  3419.20  
     Provision for advances37034.60  52564.10        
     Others Provisions1939.50  6991.41  40243.49  61672.36  157794.58  
Profit Before Tax100990.67  62293.10  55667.46  32367.09  -46027.26  
Taxes37811.50  22063.70  21620.50  10764.10  -16458.40  
     Current Income Tax230.90  1368.60  -19011.70  1383.10  1772.80  
     Deferred Tax37580.60  20695.10  40632.20  9381.00  -18231.20  
     Other taxes0.00  0.00  0.00  0.00  0.00  
Profit After Tax63179.17  40229.40  34046.96  21602.99  -29568.86  
Extra items0.00  0.00  0.00  0.00  0.00  
Minority Interest          
Share of Associate          
Other Consolidated Items          
Consolidated Net Profit63179.17  40229.40  34046.96  21602.99  -29568.86  
Adjustments to PAT          
IV. APPROPRIATIONS99805.84  60215.90  34046.96  -216220.90  -235396.25  
     Transfer to Statutory Reserve15800.00  10060.00  8520.00  5410.00    
     Appropriation to General Reserve          
     Appropriation to Revenue Reserve          
     Appropriation to Other Reserves8207.13  8207.13    -237823.88    
     Equity Dividend          
     Corporate dividend tax          
     Other appropriations75798.70  41948.77  25526.96  16192.99  -235396.25  
Equity Dividend %28.00  20.00  20.00      
Earnings Per Share14.00  10.00  8.00  7.00  -9.00  
Adjusted EPS14.00  10.00  8.00  7.00  -9.00  
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