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Punjab National Bank
 
BSE Code 532461
ISIN Demat INE160A01022
Book Value (Rs) 98.61
NSE Code PNB
Dividend Yield % 1.49
Market Cap (Rs) 1157339.39
TTM PE(x) 9.05
TTM EPS(Rs) 11.13
Face Value(Rs.) 2  
(Rs in Million)
Particulars Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
I. INCOME          
Interest Earned1069016.20  851441.11  748795.37  808184.03  538000.34  
     Interest / Discount on advances / Bills759393.09  573192.30  484983.06  533511.99  358149.62  
     Interest on balances with RBI and other Inter-bank funds27788.91  18903.90  22855.35  18986.21  25102.22  
     Income on investments276447.98  251428.62  234871.75  246344.59  153326.02  
     Others5386.22  7916.30  6085.21  9341.24  1422.48  
Other Income133835.40  121425.31  123199.58  119223.15  92741.28  
     Commission,exchange and brokerage42262.14  39276.95  35595.92  38405.39  28170.03  
     Profit / (loss)on sale of investments(net)13536.55  10467.14  31690.66  43499.09  16316.33  
     Profit on sale of Fixed Assets66.73  25.56  143.48  -127.54  416.67  
     Foreign Exchange Gains4661.45  8036.45  6953.30  4855.26  4393.36  
     Income earned from subsidiaries/joint venture334.50  843.67  461.38  1397.26  1541.12  
     Rent / Lease Income          
     Provisions Written Back          
     Miscellaneous income72974.03  62775.55  48354.84  31193.69  41903.77  
Total Income1202851.60  972866.43  871994.95  927407.18  630741.61  
II. EXPENDITURE          
Interest Expended668185.52  506524.75  461850.77  502727.91  363622.43  
     Intereston Deposits623108.00  468459.89  432374.97  471500.43  343748.04  
     Interest on RBI / inter-bank borrowings12898.63  11490.89  5163.07  8817.51  6539.54  
     Other Interest32178.90  26573.97  24312.72  22409.97  13334.85  
Operating Expenses285357.98  241054.09  202525.95  203087.48  119733.70  
     Payments to and provisions for employees184863.10  148100.06  118410.07  121757.36  69616.79  
     Rent,Taxes and lighting13257.65  13178.90  12862.51  12948.89  8009.80  
     Depreciation on Banks property8952.49  8965.55  8886.05  9749.18  6076.79  
     Depreciation on leased assets          
     Auditor's fees and expenses439.03  434.93  630.48  835.40  707.66  
     Law charges1410.89  1207.50  750.67  745.47  1017.08  
     Communication Expenses3319.81  3305.10  3307.18  2898.29  2002.37  
     Repairs and Maintenance7958.62  7787.93  5581.63  4832.60  3234.96  
     Insurance16979.93  15508.58  15215.51  14708.74  7621.23  
     Other expenses48176.45  42565.55  36881.86  34611.57  21447.04  
Provisions and Contingencies117366.04  182404.95  164454.30  186797.80  139995.64  
     Provision for investments-14073.30  1732.20  3485.00  -2217.00  -3663.50  
     Provision for advances123466.90  176818.80  154138.50  182670.90  149589.80  
     Others Provisions7972.44  3853.95  6830.80  6343.90  -5930.66  
Profit Before Tax131942.06  42882.65  43163.94  34793.99  7389.84  
Taxes49495.90  17810.60  8594.30  14577.80  4027.90  
     Current Income Tax39299.60  293.80  8594.30  14577.80  4027.90  
     Deferred Tax10196.30  17516.80        
     Other taxes0.00  0.00  0.00  0.00  0.00  
Profit After Tax82446.16  25072.05  34569.64  20216.19  3361.94  
Extra items0.00  0.00  0.00  0.00  0.00  
Minority Interest          
Share of Associate          
Other Consolidated Items          
Consolidated Net Profit82446.16  25072.05  34569.64  20216.19  3361.94  
Adjustments to PAT    34569.64  -187806.16    
IV. APPROPRIATIONS82454.08  25072.05  69139.27  -266863.00  -95911.08  
     Transfer to Statutory Reserve20611.54  6268.01  8642.41  5054.05  840.49  
     Appropriation to General Reserve          
     Appropriation to Revenue Reserve          
     Appropriation to Other Reserves          
     Equity Dividend16516.52  7157.16  7047.05      
     Corporate dividend tax          
     Other appropriations45326.02  11646.88  53449.81  -271917.04  -96751.56  
Equity Dividend %75.00  33.00  32.00      
Earnings Per Share7.00  2.00  3.00  2.00  0.00  
Adjusted EPS7.00  2.00  3.00  2.00  0.00  
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