| I. INCOME | | | | | |
| Interest Earned | 851441.11 | 748795.37 | 808184.03 | 538000.34 | 513102.48 |
| Interest / Discount on advances / Bills | 573192.30 | 484983.06 | 533511.99 | 358149.62 | 350862.07 |
| Interest on balances with RBI and other Inter-bank funds | 18903.90 | 22855.35 | 18986.21 | 25102.22 | 18913.92 |
| Income on investments | 251428.62 | 234871.75 | 246344.59 | 153326.02 | 141059.74 |
| Others | 7916.30 | 6085.21 | 9341.24 | 1422.48 | 2266.75 |
| Other Income | 121425.31 | 123199.58 | 119223.15 | 92741.28 | 73774.12 |
| Commission,exchange and brokerage | 39276.95 | 35595.92 | 38405.39 | 28170.03 | 28057.38 |
| Profit / (loss)on sale of investments(net) | 10467.14 | 31690.66 | 43499.09 | 16316.33 | 10926.77 |
| Profit on sale of Fixed Assets | 25.56 | 143.48 | -127.54 | 416.67 | 183.72 |
| Foreign Exchange Gains | 8036.45 | 6953.30 | 4855.26 | 4393.36 | 5093.08 |
| Income earned from subsidiaries/joint venture | 843.67 | 461.38 | 1397.26 | 1541.12 | 1488.02 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 62775.55 | 48354.84 | 31193.69 | 41903.77 | 28025.16 |
| Total Income | 972866.43 | 871994.95 | 927407.18 | 630741.61 | 586876.61 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 506524.75 | 461850.77 | 502727.91 | 363622.43 | 341539.37 |
| Intereston Deposits | 468459.89 | 432374.97 | 471500.43 | 343748.04 | 322177.77 |
| Interest on RBI / inter-bank borrowings | 11490.89 | 5163.07 | 8817.51 | 6539.54 | 5524.28 |
| Other Interest | 26573.97 | 24312.72 | 22409.97 | 13334.85 | 13837.32 |
| Operating Expenses | 241054.09 | 202525.95 | 203087.48 | 119733.70 | 115384.81 |
| Payments to and provisions for employees | 148100.06 | 118410.07 | 121757.36 | 69616.79 | 69631.62 |
| Rent,Taxes and lighting | 13178.90 | 12862.51 | 12948.89 | 8009.80 | 7645.40 |
| Depreciation on Banks property | 8965.55 | 8886.05 | 9749.18 | 6076.79 | 5780.24 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 434.93 | 630.48 | 835.40 | 707.66 | 669.57 |
| Law charges | 1207.50 | 750.67 | 745.47 | 1017.08 | 1198.72 |
| Communication Expenses | 3305.10 | 3307.18 | 2898.29 | 2002.37 | 2076.20 |
| Repairs and Maintenance | 7787.93 | 5581.63 | 4832.60 | 3234.96 | 2806.12 |
| Insurance | 15508.58 | 15215.51 | 14708.74 | 7621.23 | 6811.98 |
| Other expenses | 42565.55 | 36881.86 | 34611.57 | 21447.04 | 18764.95 |
| Provisions and Contingencies | 182404.95 | 164454.30 | 186797.80 | 139995.64 | 283410.09 |
| Provision for investments | 1732.20 | 3485.00 | -2217.00 | -3663.50 | 16409.50 |
| Provision for advances | 176818.85 | 154138.50 | 182670.90 | 149589.80 | 248708.50 |
| Others Provisions | 3853.90 | 6830.80 | 6343.90 | -5930.66 | 18292.09 |
| Profit Before Tax | 42882.65 | 43163.94 | 34793.99 | 7389.84 | -153457.66 |
| Taxes | 17810.60 | 8594.30 | 14577.80 | 4027.90 | -53702.80 |
| Current Income Tax | 17810.60 | 8594.30 | 14577.80 | 4027.90 | -53702.80 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 25072.05 | 34569.64 | 20216.19 | 3361.94 | -99754.86 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 25072.05 | 34569.64 | 20216.19 | 3361.94 | -99754.86 |
| Adjustments to PAT | 25064.12 | 34569.64 | -187806.16 | | |
| IV. APPROPRIATIONS | 50136.17 | 69139.27 | -266863.00 | -95911.08 | -99754.86 |
| Transfer to Statutory Reserve | 6268.01 | 8642.41 | 5054.05 | 840.49 | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | -1343.09 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 7157.16 | 7047.05 | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 36711.00 | 53449.81 | -271917.04 | -96751.56 | -98411.77 |
| Equity Dividend % | 33.00 | 32.00 | | | |
| Earnings Per Share | 2.00 | 3.00 | 2.00 | 0.00 | -22.00 |
| Adjusted EPS | 2.00 | 3.00 | 2.00 | 0.00 | -22.00 |