| I. INCOME | | | | | |
| Interest Earned | 3321030.60 | 2754572.90 | 2651506.34 | 2573235.92 | 2428686.54 |
| Interest / Discount on advances / Bills | 2214006.47 | 1718237.31 | 1714291.39 | 1797488.36 | 1616402.32 |
| Interest on balances with RBI and other Inter-bank funds | 34910.11 | 43779.11 | 43175.31 | 29204.06 | 11790.66 |
| Income on investments | 959282.67 | 848772.04 | 798080.90 | 682047.24 | 744061.64 |
| Others | 112831.35 | 143784.45 | 95958.74 | 64496.27 | 56431.92 |
| Other Income | 366155.98 | 405639.14 | 434963.75 | 452214.78 | 367748.88 |
| Commission,exchange and brokerage | 262446.56 | 245652.11 | 235175.14 | 237250.59 | 233038.92 |
| Profit / (loss)on sale of investments(net) | 32900.03 | 34850.84 | 60309.31 | 85756.52 | 31468.61 |
| Profit on sale of Fixed Assets | -297.89 | -168.66 | -285.82 | -283.74 | -349.82 |
| Foreign Exchange Gains | 52846.86 | 34790.41 | 24096.38 | 25164.13 | 21557.53 |
| Income earned from subsidiaries/joint venture | 8551.08 | 7183.75 | 6428.62 | 2120.34 | 3480.12 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | 70973.07 | 77816.96 | 102972.13 | 92502.30 | 83446.10 |
| Miscellaneous income | -61263.73 | 5513.74 | 6267.98 | 9704.64 | -4892.57 |
| Total Income | 3687186.58 | 3160212.04 | 3086470.09 | 3025450.70 | 2796435.41 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 1872625.56 | 1547497.04 | 1544406.33 | 1592387.66 | 1545197.78 |
| Intereston Deposits | 1624180.45 | 1412474.71 | 1424352.47 | 1473989.63 | 1402723.66 |
| Interest on RBI / inter-bank borrowings | 180801.60 | 77793.57 | 61301.30 | 68911.17 | 98389.60 |
| Other Interest | 67643.50 | 57228.76 | 58752.56 | 49486.85 | 44084.52 |
| Operating Expenses | 977431.36 | 933975.15 | 826522.24 | 751736.90 | 696877.37 |
| Payments to and provisions for employees | 572918.43 | 575619.85 | 509360.00 | 457149.68 | 410547.07 |
| Rent,Taxes and lighting | 57020.05 | 53621.55 | 52531.71 | 53391.19 | 52656.60 |
| Depreciation on Banks property | 32972.70 | 32485.86 | 33175.53 | 33038.13 | 32123.07 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 2707.91 | 2706.07 | 2741.88 | 2446.76 | 2936.77 |
| Law charges | 2716.12 | 2413.86 | 2152.53 | 2666.69 | 2618.43 |
| Communication Expenses | 5365.43 | 5076.69 | 3018.66 | 3491.39 | 3870.18 |
| Repairs and Maintenance | 10696.80 | 10362.09 | 9164.26 | 9243.26 | 9040.86 |
| Insurance | 57580.40 | 52398.14 | 43480.01 | 32127.15 | 28454.48 |
| Other expenses | 235453.52 | 199291.04 | 170897.66 | 158182.67 | 154629.94 |
| Provisions and Contingencies | 165073.23 | 244521.34 | 440130.32 | 433303.74 | 531285.46 |
| Provision for investments | 15138.40 | 34401.00 | 30145.00 | 5385.50 | -7620.90 |
| Provision for advances | | | | | |
| Others Provisions | 149934.83 | 210120.34 | 409985.32 | 427918.24 | 538906.36 |
| Profit Before Tax | 672056.44 | 434218.51 | 275411.19 | 248022.41 | 23074.80 |
| Taxes | 169731.90 | 117458.70 | 71306.50 | 103141.30 | 14452.50 |
| Current Income Tax | 212239.30 | 114273.00 | 107608.80 | 28031.40 | 4911.30 |
| Deferred Tax | -42507.40 | 3185.70 | -36302.30 | 75109.90 | 9541.20 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 502324.54 | 316759.81 | 204104.69 | 144881.11 | 8622.30 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 502324.54 | 316759.81 | 204104.69 | 144881.11 | 8622.30 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 561138.59 | 280751.36 | 99121.67 | -7379.45 | -142163.39 |
| Transfer to Statutory Reserve | 150697.36 | 95027.94 | 61231.41 | 43464.33 | 2586.69 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 20523.50 | 11684.40 | 4267.06 | 3082.04 | 3718.40 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 100848.12 | 63364.74 | 35698.45 | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 289069.61 | 110674.28 | -2075.24 | -53925.82 | -148468.48 |
| Equity Dividend % | 1130.00 | 710.00 | 400.00 | | |
| Earnings Per Share | 56.00 | 35.00 | 23.00 | 16.00 | 1.00 |
| Adjusted EPS | 56.00 | 35.00 | 23.00 | 16.00 | 1.00 |