I. INCOME | | | | | |
Interest Earned | 1615855.37 | 1277531.19 | 1208582.27 | 1148126.51 | 989720.51 |
Interest / Discount on advances / Bills | 1270958.56 | 985120.23 | 948345.36 | 917878.78 | 775441.90 |
Interest on balances with RBI and other Inter-bank funds | 9967.87 | 25523.70 | 23412.51 | 18289.33 | 6357.01 |
Income on investments | 313111.58 | 260461.34 | 232142.69 | 206333.23 | 199974.58 |
Others | 21817.35 | 6425.93 | 4681.71 | 5625.17 | 7947.01 |
Other Income | 312148.25 | 295099.00 | 252048.93 | 232608.19 | 176258.85 |
Commission,exchange and brokerage | 238440.46 | 195365.75 | 161693.20 | 163336.85 | 137787.99 |
Profit / (loss)on sale of investments(net) | -5853.30 | 7362.43 | 53523.20 | 26364.84 | 4020.72 |
Profit on sale of Fixed Assets | 936.11 | 706.73 | 484.01 | 257.81 | 331.79 |
Foreign Exchange Gains | 40818.52 | 39079.09 | 24384.13 | 21547.46 | 17203.94 |
Income earned from subsidiaries/joint venture | 8109.75 | 8308.95 | 4830.43 | 4237.18 | 2044.42 |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 29696.71 | 44276.05 | 7133.94 | 16864.05 | 14870.00 |
Total Income | 1928003.62 | 1572630.20 | 1460631.19 | 1380734.70 | 1165979.35 |
II. EXPENDITURE | | | | | |
Interest Expended | 747433.17 | 557435.28 | 559786.56 | 586263.98 | 507288.29 |
Intereston Deposits | 615178.62 | 489089.95 | 501433.08 | 508037.58 | 410519.00 |
Interest on RBI / inter-bank borrowings | 131371.63 | 68189.38 | 58225.91 | 78033.04 | 95063.88 |
Other Interest | 882.93 | 155.95 | 127.57 | 193.36 | 1705.41 |
Operating Expenses | 476520.84 | 374421.86 | 327226.30 | 306975.29 | 261193.70 |
Payments to and provisions for employees | 155123.63 | 120316.86 | 103647.94 | 95256.68 | 77617.60 |
Rent,Taxes and lighting | 20952.89 | 16408.51 | 16981.90 | 16584.73 | 14821.01 |
Depreciation on Banks property | 22424.79 | 15998.04 | 13024.13 | 11958.53 | 11401.04 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 78.18 | 62.57 | 46.27 | 37.82 | 36.23 |
Law charges | 3118.46 | 2548.19 | 1366.43 | 1587.42 | 1419.02 |
Communication Expenses | 6581.68 | 5697.52 | 4807.65 | 4275.95 | 4074.98 |
Repairs and Maintenance | 21177.79 | 17259.36 | 16162.82 | 12675.70 | 12618.09 |
Insurance | 22478.65 | 19093.51 | 17228.24 | 12292.30 | 10414.27 |
Other expenses | 224584.76 | 177037.31 | 153960.92 | 152306.15 | 128791.47 |
Provisions and Contingencies | 119196.59 | 150618.30 | 157028.48 | 121423.88 | 75500.82 |
Provision for investments | 41.40 | -145.20 | -168.20 | 75.00 | 47.10 |
Provision for advances | | | | | |
Others Provisions | 119155.19 | 150763.50 | 157196.68 | 121348.88 | 75453.72 |
Profit Before Tax | 584853.01 | 490154.75 | 416589.85 | 366071.55 | 321996.55 |
Taxes | 143766.00 | 120541.20 | 105424.60 | 103498.40 | 111214.90 |
Current Income Tax | 145962.80 | 133460.30 | 116447.70 | 98331.50 | 121296.10 |
Deferred Tax | -2196.80 | -12919.10 | -11023.10 | 5166.90 | -10081.20 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 441087.01 | 369613.55 | 311165.25 | 262573.15 | 210781.65 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 441087.01 | 369613.55 | 311165.25 | 262573.15 | 210781.65 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 1372943.76 | 1106141.50 | 886089.27 | 754806.17 | 615315.81 |
Transfer to Statutory Reserve | 110271.75 | 92403.39 | 77791.31 | 65643.29 | 52695.41 |
Appropriation to General Reserve | 44108.70 | 36961.36 | 31116.53 | 26257.32 | 21078.17 |
Appropriation to Revenue Reserve | | | | | |
Appropriation to Other Reserves | | | | | |
Equity Dividend | | | | | |
Corporate dividend tax | | | | 2761.29 | |
Other appropriations | 1218563.30 | 976776.76 | 777181.43 | 660144.28 | 541542.23 |
Equity Dividend % | 1900.00 | 1550.00 | 650.00 | 250.00 | 750.00 |
Earnings Per Share | 79.00 | 67.00 | 56.00 | 48.00 | 77.00 |
Adjusted EPS | 79.00 | 67.00 | 56.00 | 48.00 | 39.00 |