I. INCOME | | | | | |
Interest Earned | 168036.34 | 136607.53 | 137579.02 | 132107.53 | 114190.25 |
Interest / Discount on advances / Bills | 134918.41 | 108297.53 | 107951.23 | 106708.68 | 90896.17 |
Interest on balances with RBI and other Inter-bank funds | 2062.52 | 2202.67 | 3681.64 | 1399.64 | 734.69 |
Income on investments | 27955.69 | 23386.65 | 23489.39 | 21840.72 | 20374.50 |
Others | 3099.72 | 2720.68 | 2456.76 | 2158.50 | 2184.89 |
Other Income | 23300.01 | 20890.94 | 19587.06 | 19314.08 | 13510.24 |
Commission,exchange and brokerage | 18021.48 | 12830.97 | 10374.35 | 9894.86 | 8010.18 |
Profit / (loss)on sale of investments(net) | 775.33 | 3842.30 | 6088.40 | 6078.43 | 2283.98 |
Profit on sale of Fixed Assets | 8.23 | 53.16 | 17.80 | 53.54 | 181.89 |
Foreign Exchange Gains | 2971.39 | 2420.16 | 1939.99 | 2183.13 | 2356.79 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | 1407.34 | 1791.35 | 810.11 | 522.42 | 435.84 |
Miscellaneous income | 116.24 | -47.02 | 356.41 | 581.70 | 241.56 |
Total Income | 191336.34 | 157498.46 | 157166.09 | 151421.61 | 127700.49 |
II. EXPENDITURE | | | | | |
Interest Expended | 95714.74 | 76988.02 | 82241.95 | 85618.49 | 72426.80 |
Intereston Deposits | 86130.18 | 73328.83 | 78046.70 | 81003.65 | 67425.81 |
Interest on RBI / inter-bank borrowings | 906.54 | 358.48 | 419.65 | 914.10 | 1137.43 |
Other Interest | 8678.02 | 3300.71 | 3775.61 | 3700.74 | 3863.56 |
Operating Expenses | 47677.66 | 42931.94 | 36917.23 | 33756.13 | 27642.67 |
Payments to and provisions for employees | 21730.02 | 23205.54 | 20341.85 | 17723.61 | 13777.58 |
Rent,Taxes and lighting | 3719.35 | 3191.10 | 2934.87 | 2945.40 | 2760.27 |
Depreciation on Banks property | 1646.07 | 1229.61 | 1045.04 | 1194.57 | 1203.75 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 52.56 | 70.58 | 81.78 | 92.74 | 82.88 |
Law charges | 207.06 | 123.81 | 112.84 | 122.33 | 93.33 |
Communication Expenses | 1139.03 | 826.57 | 769.70 | 747.67 | 655.59 |
Repairs and Maintenance | 916.08 | 747.45 | 662.77 | 716.19 | 653.37 |
Insurance | 2296.99 | 2132.46 | 1914.87 | 1420.98 | 1194.06 |
Other expenses | 15970.50 | 11404.83 | 9053.51 | 8792.64 | 7221.83 |
Provisions and Contingencies | 7498.91 | 12217.69 | 16634.23 | 11721.67 | 8558.54 |
Provision for investments | -66.80 | -15.60 | 289.00 | 631.90 | 1029.30 |
Provision for advances | 7242.40 | 11898.90 | 16263.50 | 1044.50 | 1181.40 |
Others Provisions | 323.31 | 334.39 | 81.73 | 10045.27 | 6347.84 |
Profit Before Tax | 40445.04 | 25360.82 | 21372.67 | 20325.31 | 19072.48 |
Taxes | 10339.10 | 6462.60 | 5469.70 | 4897.50 | 6633.60 |
Current Income Tax | 10303.60 | 7977.40 | 5557.60 | 4897.50 | 6633.60 |
Deferred Tax | 35.50 | -1514.80 | -87.90 | | |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 30105.94 | 18898.22 | 15902.97 | 15427.81 | 12438.88 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 30105.94 | 18898.22 | 15902.97 | 15427.81 | 12438.88 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 71161.40 | 51952.04 | 42069.65 | 37170.65 | 29863.75 |
Transfer to Statutory Reserve | 7526.49 | 4724.55 | 3975.74 | 3856.95 | 3109.70 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | 4265.75 | 2667.21 | 2295.72 | 1474.61 | 1439.30 |
Appropriation to Other Reserves | | | | | |
Equity Dividend | | | | | |
Corporate dividend tax | | | | 571.90 | 407.01 |
Other appropriations | 59369.16 | 44560.28 | 35798.19 | 31267.19 | 24907.73 |
Equity Dividend % | 50.00 | 90.00 | 35.00 | | 70.00 |
Earnings Per Share | 14.00 | 9.00 | 8.00 | 8.00 | 6.00 |
Adjusted EPS | 14.00 | 9.00 | 8.00 | 8.00 | 6.00 |