| I. INCOME | | | | | |
| Interest Earned | 363679.13 | 308224.42 | 289997.97 | 287828.30 | 222611.51 |
| Interest / Discount on advances / Bills | 299445.18 | 251434.38 | 240853.48 | 240082.46 | 182566.79 |
| Interest on balances with RBI and other Inter-bank funds | 14422.93 | 12883.62 | 6773.68 | 1920.25 | 1020.27 |
| Income on investments | 46916.31 | 40528.78 | 38461.08 | 42821.93 | 36773.41 |
| Others | 2894.71 | 3377.64 | 3909.73 | 3003.67 | 2251.04 |
| Other Income | 81663.71 | 73341.99 | 65586.12 | 69513.10 | 56467.19 |
| Commission,exchange and brokerage | 56461.47 | 45092.86 | 34781.45 | 46149.99 | 40729.64 |
| Profit / (loss)on sale of investments(net) | 653.79 | 5931.59 | 14861.94 | 5525.61 | 1151.19 |
| Profit on sale of Fixed Assets | -28.45 | -10.36 | 14.20 | -86.03 | -11.75 |
| Foreign Exchange Gains | 17934.45 | 17308.44 | 13212.04 | 15987.32 | 13593.11 |
| Income earned from subsidiaries/joint venture | | | 600.00 | 3.00 | 3.39 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 6642.46 | 5019.46 | 2116.50 | 1933.20 | 1001.61 |
| Total Income | 445342.83 | 381566.41 | 355584.09 | 357341.39 | 279078.69 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 187757.97 | 158215.98 | 154719.03 | 167240.86 | 134149.67 |
| Intereston Deposits | 156791.78 | 124302.86 | 114590.76 | 129079.41 | 106090.41 |
| Interest on RBI / inter-bank borrowings | 6115.94 | 2432.44 | 5232.33 | 8024.45 | 6114.65 |
| Other Interest | 24850.25 | 31480.68 | 34895.94 | 30136.99 | 21944.60 |
| Operating Expenses | 114120.07 | 95592.90 | 83598.32 | 82373.45 | 64046.84 |
| Payments to and provisions for employees | 30305.21 | 24883.42 | 22135.11 | 22084.79 | 18535.13 |
| Rent,Taxes and lighting | 5493.07 | 5008.94 | 4210.32 | 4686.69 | 4085.85 |
| Depreciation on Banks property | 3734.44 | 3212.09 | 3054.06 | 2779.70 | 2288.52 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 32.22 | 29.97 | 21.53 | 24.14 | 19.60 |
| Law charges | 613.53 | 483.47 | 595.03 | 685.58 | 673.52 |
| Communication Expenses | 1553.50 | 1497.48 | 1300.49 | 1499.13 | 1415.67 |
| Repairs and Maintenance | 3522.91 | 3320.95 | 3292.63 | 3602.83 | 3356.28 |
| Insurance | 4326.36 | 3818.43 | 2855.35 | 2555.63 | 1946.95 |
| Other expenses | 64538.83 | 53338.16 | 46133.81 | 44454.95 | 31725.32 |
| Provisions and Contingencies | 44868.38 | 66021.00 | 79425.32 | 46520.96 | 31076.51 |
| Provision for investments | 2999.90 | 3035.50 | 6088.10 | 4749.30 | 1734.70 |
| Provision for advances | 38855.60 | 41466.10 | 50597.90 | 36352.90 | 27190.10 |
| Others Provisions | 3012.88 | 21519.40 | 22739.32 | 5418.76 | 2151.71 |
| Profit Before Tax | 98596.41 | 61736.53 | 37841.42 | 61206.13 | 49805.68 |
| Taxes | 24699.30 | 15625.30 | 9477.50 | 17027.00 | 16794.70 |
| Current Income Tax | 23320.20 | 17737.10 | 16536.70 | 19532.10 | 19727.60 |
| Deferred Tax | 1379.10 | -2111.80 | -7059.20 | -2505.10 | -2932.90 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 73897.11 | 46111.23 | 28363.92 | 44179.13 | 33010.98 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 73897.11 | 46111.23 | 28363.92 | 44179.13 | 33010.98 |
| Adjustments to PAT | | | | 4433.28 | |
| IV. APPROPRIATIONS | 263128.62 | 205397.32 | 163200.55 | 159681.84 | 126125.92 |
| Transfer to Statutory Reserve | 18474.28 | 11527.81 | 7090.98 | 11044.78 | 8252.75 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 244654.34 | 193869.51 | 156109.57 | 148637.06 | 117873.18 |
| Equity Dividend % | 140.00 | 85.00 | 50.00 | | 75.00 |
| Earnings Per Share | 95.00 | 60.00 | 37.00 | 64.00 | 55.00 |
| Adjusted EPS | 95.00 | 60.00 | 37.00 | 64.00 | 55.00 |