I. INCOME | | | | | |
Interest Earned | 72202.31 | 62216.64 | 62324.15 | 64747.70 | 59059.62 |
Interest / Discount on advances / Bills | 55849.07 | 47378.84 | 49372.92 | 51558.42 | 46980.34 |
Interest on balances with RBI and other Inter-bank funds | 15.80 | 318.89 | 299.71 | 445.98 | 166.30 |
Income on investments | 14223.49 | 13101.19 | 11423.54 | 11601.32 | 11056.53 |
Others | 2113.94 | 1417.72 | 1227.98 | 1141.99 | 856.45 |
Other Income | 9925.75 | 9538.77 | 14042.02 | 12616.25 | 10019.56 |
Commission,exchange and brokerage | 5614.69 | 4161.36 | 3558.61 | 4121.00 | 4304.57 |
Profit / (loss)on sale of investments(net) | 192.46 | 486.57 | 6247.89 | 4002.94 | 1632.49 |
Profit on sale of Fixed Assets | -3.01 | -8.52 | -18.85 | -7.07 | 4.03 |
Foreign Exchange Gains | 115.83 | 203.84 | 169.36 | 182.85 | 201.49 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 4005.79 | 4695.52 | 4085.01 | 4316.54 | 3876.99 |
Total Income | 82128.07 | 71755.41 | 76366.16 | 77363.95 | 69079.18 |
II. EXPENDITURE | | | | | |
Interest Expended | 40351.27 | 37306.28 | 40492.27 | 44444.12 | 40008.36 |
Intereston Deposits | 37868.61 | 35846.47 | 38507.83 | 42041.46 | 38227.08 |
Interest on RBI / inter-bank borrowings | 533.46 | 394.25 | 414.21 | 258.80 | 282.45 |
Other Interest | 1949.20 | 1065.56 | 1570.23 | 2143.86 | 1498.84 |
Operating Expenses | 19694.54 | 18109.17 | 16791.09 | 16352.18 | 14572.71 |
Payments to and provisions for employees | 10691.88 | 10149.47 | 9133.10 | 8970.02 | 6055.64 |
Rent,Taxes and lighting | 1572.78 | 1462.19 | 1430.50 | 1469.06 | 1382.77 |
Depreciation on Banks property | 864.10 | 736.74 | 735.22 | 637.65 | 541.37 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 31.19 | 28.48 | 43.50 | 42.51 | 40.95 |
Law charges | 124.80 | 98.10 | 102.69 | 74.78 | 59.10 |
Communication Expenses | 281.23 | 267.99 | 247.36 | 203.13 | 237.31 |
Repairs and Maintenance | 710.66 | 578.88 | 513.06 | 453.40 | 427.90 |
Insurance | 1030.29 | 944.94 | 950.68 | 759.21 | 708.74 |
Other expenses | 4387.62 | 3842.39 | 3634.99 | 3742.42 | 5118.94 |
Provisions and Contingencies | 7671.82 | 9394.36 | 12963.51 | 11347.39 | 8420.01 |
Provision for investments | | 100.00 | 56.50 | -50.00 | 281.80 |
Provision for advances | | | | | |
Others Provisions | 7671.82 | 9294.36 | 12907.01 | 11397.39 | 8138.21 |
Profit Before Tax | 14410.43 | 6945.60 | 6119.29 | 5220.27 | 6078.10 |
Taxes | 2608.00 | 1859.40 | 1293.60 | 902.50 | 1305.70 |
Current Income Tax | 2608.00 | 1859.40 | 1293.60 | 902.50 | 1305.70 |
Deferred Tax | | | | | |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 11802.43 | 5086.20 | 4825.69 | 4317.77 | 4772.40 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 11802.43 | 5086.20 | 4825.69 | 4317.77 | 4772.40 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 13160.60 | 5940.93 | 5842.51 | 5514.26 | 5794.72 |
Transfer to Statutory Reserve | 2960.00 | 1500.00 | 1250.00 | 1100.00 | 1800.00 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | 5900.00 | 2100.00 | 1000.00 | 300.00 | 885.00 |
Appropriation to Other Reserves | | | | | |
Equity Dividend | | | | | |
Corporate dividend tax | | | | 203.19 | 174.27 |
Other appropriations | 4300.60 | 2340.93 | 3592.51 | 3911.07 | 2935.45 |
Equity Dividend % | 50.00 | 40.00 | 18.00 | | 35.00 |
Earnings Per Share | 38.00 | 16.00 | 16.00 | 14.00 | 17.00 |
Adjusted EPS | 38.00 | 16.00 | 16.00 | 14.00 | 15.00 |